top of page
AVC Wise logo in white
A couple on a relaxing holiday

A chance to shape a brighter financial future…

For many people, retirement seems a long time away, and they assume their pension scheme will provide them with enough funds to retire comfortably. 


However, this is not always the case. Small changes today can make a big difference to your tomorrow. 

Our mission is to help all employees in the public sector access clear and effective education about their main scheme pension and the options available to them to build a brighter financial future for their retirement. 

My Money Matters Banner
My Money Matters logo

The AVC Wise website and platform will be temporarily unavailable from 2pm on Friday 19th April 2024. We plan to have everything back up and running as soon as possible, and you will be able to access the new My Money Matters platform on Monday 22nd April 2024. Click below to learn more about our service updates and name change.

Young couple working out finances

We can help

AVC Wise offer a fully managed solution to help employers support the financial wellbeing of their employees with valuable retirement benefits alongside comprehensive pension education – all accessible on a bespoke online platform.


Our team are on hand to help employers launch and promote their benefits seamlessly, providing administrative support from day one and a full employee communication service. 

Our benefits and services

Shared Cost AVCs

Shared Cost AVCs enable LGPS employees to build an additional pot of money alongside their pension with contributions exempt from Income Tax and National Insurance contributions (NICs), with the potential to take it all as a tax-free lump sum when they retire.    

Standard AVCs

Standard AVCs provide employees with a valuable opportunity to save for retirement while enjoying Income Tax savings. Although AVCs do not offer the National Insurance savings provided by our Shared Cost AVCs, they still present a compelling benefit option.

Fully Managed Solution

Introducing an AVC scheme gives your employees access to the best benefits available to them.

AVC Wise manage the implementation and ongoing management of your AVC scheme, meaning minimal administrative hassle for your organisation.


Every organisation that partners with AVC Wise is provided with a bespoke Communications Plan to ensure a successful scheme launch and ongoing promotion of the scheme to their employees.

Working in partnership with…

Aberdeen City Council logo
Leeds City Council logo
Cleveland Fire Brigade logo
Liverpool City Council logo
Kirklees ouncil logo
Cornwall Council logo
North Wales Fire and Rescue Service logo
University of Central Lancashire logo
Durham County Council logo
London Borough of Redbridge logo

The AVC Wise platform

Our platform makes launching and managing your AVC Scheme easy. With hassle-free administration and a simple user journey, you can approve, amend and cancel applications in minutes.

Platform features

4 step application process

4 step application process

Full feature dashboard

Full feature dashboard

Investment Advice

Investment Advice



Push Start Button graphic

Get started today

Nigel Hart interview image

Employee Case Studies

View what employees had to say about working with AVC Wise.

Blog on a laptop


View the latest trends and insights from the world of financial wellbeing. 

Employer Case Studies

View what employers had to say about working with AVC Wise. 

Employer Case Study Documents

Useful resources

Whats going on

IIP UK Employer of the year 2023 Award

#IIPAwards23 Winners!

We're delighted to have won the Investors in People award for Employer of the Year Accredited 50-249 People.

Nudge Award Winners

Nudge Award Winners!

Last year we won the award for 'Biggest impact on benefits or retirement plan uptake' at the Financial Wellbeing Impact Awards 2023.

Celebrating 5 years video

AVC Wise celebrates 5 years

Last year we celebrated turning 5 years old. Watch our timeline video to discover our amazing journey!


Time to talk day 2024 blog

Time to talk day blog

It’s a reminder to check in with a friend or arrange a catch-up over coffee to discuss how money matters may be affecting your mental health.

Get social 

  • Facebook
  • LinkedIn
  • YouTube

Click an icon to visit our social media channels

Older retired couple contacting help desk on a mobile phone

Speak to one of the team today

bottom of page