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Kirklees Council reaches nearly 1 million in organisational savings.

Kirklees Council

Kirklees Council

The organisation

Kirklees Council are an organisation with a total of 9873 Local Government Pension Scheme (LGPS) members. They initially ran their own in-house salary sacrifice Shared Cost Additional Voluntary Contribution (Shared Cost AVC) scheme for their employees, set up with the help of PSTAX.

In June 2020, Kirklees Council partnered with AVC Wise and our fully managed Shared Cost AVC service as they recognised the opportunity to grow their scheme and improve their employees’ financial wellbeing. By working with AVC Wise to increase participants in the scheme, Kirklees were able to provide more of their LGPS members with the opportunity to make their money work harder at a time when it means the most. In addition, the National Insurance Contribution (NIC) savings on the amount of monthly salary sacrificed by employees has since brought fantastic organisational savings for the Council.


  • Support employees’ financial wellbeing by offering a cost-efficient way to save for retirement.

  • Grow participation in their Shared Cost AVC scheme.

  • Educate employees further on how they can benefit from the scheme.

June 2020 scheme launched

LGPS members 9873

The implementation

As part of their fully managed Shared Cost AVC scheme, Kirklees Council embarked on a Communications Plan to implement their scheme successfully amongst employees. This plan included an array of bespoke digital communications like intranet posts, portal banners and promotional emails detailing helpful information about Shared Cost AVCs for LGPS members.

As well as digital communications, Kirklees promoted a range of expert led webinars to their LGPS members to help them learn more about their Shared Cost AVC benefit, including the following:

‘Maximising your Shared Cost AVC’ – A session dedicated to explaining how you can maximise your Shared Cost AVC and increase your retirement pot. Ideal for those over 55.

‘How to retire early and with more money’ - A session dedicated to Shared Cost AVCs and how they can benefit you today, and at retirement. Expert led webinars

With a conversion rate of 40.4%, webinars have been a great success and a fantastic educational tool for Kirklees Council in helping their employees to plan confidently for retirement.

Following webinars, employees were invited to Individual ‘1-to-1’ Meetings to enable them to calculate their most efficient Shared Cost AVC contribution with one of AVC Wise’s retirement experts.

For additional support, Kirklees Council have access to their own online ‘Always On’ portal on the AVC Wise website. Here their employees can make use of a retirement calculator, brief educational videos on the LGPS and Shared Cost AVCs and FAQs amongst other helpful resources.

In continued efforts to increase employee engagement with their scheme, Kirklees Council have regularly communicated about Shared Cost AVCs through a newsletter circulated for LGPS members in the organisation. And as recent as February 2022, Kirklees Council made use of an Internal Invitation Approach to all employees to raise further awareness of this life-changing benefit.

The results

Following launch in June 2020

Shared Cost AVC participants: 279

Monthly employee salary sacrifice: £82,583

To date June 2022

Shared Cost AVC participants: 790 = 183% increase

Monthly employee salary sacrifice: £251,622 = 205% increase

£743,045 Employer savings since launch

If you would like to a way to support your employees’ financial wellbeing as well as making substantial organisational savings like Kirklees Council, then look no further than a Shared Cost AVC scheme. Contact us now on 01252 959 779 or email us at to find out more.

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